Payment Methods in Sweepstakes Casinos Online

Written by: Ross Timmins
Fact checked by Alex Windsor  
Updated: March 18, 2024

Payment Methods Online Sweepstakes Casinos

A unique selling point of sweepstakes casinos is their no-purchase-needed policy, which often translates to free gaming. As such, they’ve become the top alternative to real-money casino gaming in the US. Still, these platforms provide players with the option to buy more gold coins if they choose to continue their online sweeps gambling journey on a high.

If you’ve played at a sweepstakes casino before, you likely know how tricky it can be to find one with suitable payment options for your needs, which is why we’ve created this guide. As you read, you’ll see the top payment methods we’ve tested and still trust, as well as the top sweepstakes casinos like WOW Vegas and Fortune Coins that you should play at.

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Mastercard
American Express
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Bank Transfers
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Supported Payment Methods in Sweepstake Casinos

It’s not uncommon for sweepstakes casinos to insist you use the same payment method for redemption as you did when purchasing coins. While the available options will vary across operators, here are some of the most common ones we have encountered:

Visa

Sweepstake Casino Payment Method

Visa is one of the card payment options you’ll find at nearly all sweepstakes casinos. You can easily pick up a Visa credit or debit card from your bank, but that also means the bank is privy to information about how you gamble. Withdrawals from a sweepstakes casino to your Visa card are free, and you’re assured of payment and personal data security. Also, transactions are fast, with near-instant deposit times in almost all sweeps casinos, including McLuck, Tao Fortune, and BetRivers.net.

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Mastercard

Mastercard Homepage

Similar to Visa, Mastercard is a leading credit and debit card company that the vast majority of sweepstakes casino sites support. It provides the ability to securely purchase gold coins almost instantly on platforms like Funrize and NoLimitCoins. Mastercard also has similar fraud protection and encryption security measures as Visa. While deposits are instant and withdrawal fees also do not apply here, you may want to consider any limits the casino sets.

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Apple Pay

Apple Pay

Owned by the tech giant Apple Inc., Apple Pay is a digital wallet that offers a convenient way to make transactions straight from your iPhone or Apple device. When playing at sweepstakes casinos, Apple Pay can be a seamless option for instant deposits. However, not all casinos offer Apple Pay for withdrawals, and you should check that in casinos that accept this method, like High 5 Casino and Bingoport. While it’s a safe option for payment, it excludes players using non-apple devices like Android and Windows.

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Cryptocurrencies

Some sweepstakes casinos, like Sweeptastic and Tiger Is Home, now accept cryptocurrency payments like Bitcoin, Ethereum, and Litecoin, while others, like Stake.us and LuckyBird.io, are crypto-specific. The major pros of crypto deposits are speed, anonymity, and security through blockchain technology. While it is a popular option, the volatility makes it a less reliable choice than traditional payment methods.

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Currencies in Sweepstakes Casinos

Unlike real money gambling sites that use fiat money like dollars, sweepstakes casinos use two virtual currencies: gold coins and sweeps coins. However, you might find operators like Loyal Royal Casino who name the coins differently; in this case, they have Loyal Coins (gold coins) and Royal Rubies (sweeps coins). While you can play any game on your selected casino platform with these coins, they also have unique features. Here’s how sweeps coins and gold coins work:

Gold Coins: These virtual coins are primarily for fun play and can’t be redeemed for cash or other physical prizes. You can purchase gold coins directly from the casino’s platform, but they often come bundled with free sweeps coins as a bonus. They are your best option if you’re looking to play for fun for a long time, even after exhausting your welcome bonus of free virtual currency.

Sweeps Coins: If you’re looking for potentially withdrawable rewards, you’ll want to focus on sweeps coins. Unlike gold coins, these are unavailable for sale, so you’ll have to claim them as part of a bonus. When you play games with your sweeps coins, you may also get lucky and win more.

How Do Deposits and Withdrawals Work in Sweeps Casinos?

The term “deposit” in the context of a traditional online casino makes you think of transferring real money into a casino account. In sweeps casinos, things operate a bit differently. Instead of depositing real money, you’ll purchase gold coins, allowing you to play games for fun.

As a bonus for this purchase, sweeps casinos may gift you sweeps coins. Remember, while gold coins are just for entertainment, sweeps coins hold the potential for real cash prizes.

In our experience, once you’ve met any wagering requirement attached to a bonus you’ve used or accumulated enough sweeps coins, you can initiate a cashout. For example, in most casinos like WOW Vegas, 1 Sweeps coin equals $1, and you’ll need to accumulate up to 100 to qualify for a real-money withdrawal. Other casinos, like Fortune Coins have a 100 FC = $1 currency convertor, so always double-check before you make a withdrawal.

Some operators like McLuck Casino, Funrize, or Stake.us may also allow you to convert your sweeps into gift cards. These gift cards can be from popular retailers or online platforms, giving you many choices for enjoying your winnings.

Funrize, for instance, will let you redeem at least a $25 Amazon gift card. However, to redeem your gift card, you must collect 625 promotional entries (PEs), with each PE worth $0.25. However, at McLuck, 1SC is worth $1, and only 10SC are required to redeem for a gift card. That’s one of the reasons why you must read through the terms and conditions for redemptions before initiating one.

Is It Necessary to Deposit Money to Play in Sweeps Casinos?

The fact that players do not have to put up any cash to participate in sweepstakes casinos is a key factor in their legal status in the United States. A no-purchase required policy is prominently displayed at all legitimate sweepstakes casinos since many states do not allow online gambling for real money. Still, purchasing gold coins is not illegal.

You’ll be issued free sweeps and gold coins to play with when you register, and you can get more from other promotional offers. When reviewing sweepstakes casinos, we only purchase gold coins after exhausting our free ones and still want to play games. In other words, while depositing money to play is unnecessary, you can voluntarily purchase gold coins.

KYC Requirements for Sweepstakes Casino Payment Methods

The KYC procedure will vary between sweepstakes casinos, but here is what you can expect from a general perspective:

  • Provide personal information: You will be required to supply data like your real name, date of birth, address, email, and sometimes phone number.
  • Provide a valid ID: You’ll need a valid means of identification to support the data you have provided, so ensure the information you type matches what’s on the ID.
  • Payment method verification: Verifying your identity may be required if you use a credit or debit card for payment. You may need to submit a verification code or authorize a small charge to your card.
  • Wait for 48 hours or less: The wait time for verification will also differ between operators but can be within a few hours or two days.

How to Choose the Right Payment Method for You?

Choosing the best payment method will depend on your preference, but here are some things to look out for:

  • Safety: Verify the provider’s security measures and data handling policy to ensure safe financial transactions. We always confirm that any payment provider we use or recommend uses top-notch security technology to prevent third-party access to sensitive information and transactions.
  • Reputation: Keep an eye out for legitimate licenses, and read up on experiences from other customers to get a feel for how convenient it is to send and receive payments using the service.
  • Charges and limits: Verify any fees associated with using the payment method and any maximum deposits or withdrawals allowed.
  • Ease of use: If you want to purchase gold coins and can also potentially withdraw cash, you’ll need to confirm that your chosen payment method lets you do that.

FAQs

  • Visa, Mastercard, Skrill, Trustly, PayPal, and cryptocurrencies are some sweepstakes online casinos' most popular payment methods. However, you can find more options depending on the casino you choose.
  • How do you pay at a sweepstakes casino?
    You don’t pay at a sweepstakes casino; no purchase is required. However, you can buy gold coins using payment methods like Bitcoin, Mastercard, Visa, ACH transfers, Apple and Google Pay, etc.
  • Do you have to pay to win sweepstakes?
    You don’t have to pay to win sweepstakes. You can use your free coins to try your luck at any game you choose, and if you win, you can explore the available withdrawal options.
  • How can I withdraw winnings from sweepstakes casinos?
    You can withdraw winnings using payment methods like cryptocurrencies, credit and debit cards, e-wallets, or other supported mediums. Some casinos might also let you claim a gift card instead of cash.

Ross, our sweepstakes expert, excels in quick assessments of sites, providing meticulously researched reviews and guiding you through acquiring free sweeps coins. As a bonus finder, Ross has claimed numerous sweepstakes bonuses and clarifies terms and conditions to save you time. With unmatched expertise in reviews, bonus finding, and testing sweepstakes casinos.

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